A Dallas, Texas Based Financial Service Company That Has Had A Long-Term Record OF Success.

NexBank was founded in 1934 and has enlarged to 88 employees at three locations. NexBank handles revolving lines of credit, term loans, tailored depository services and also loan participations like syndicated national credits. In addition to NexBank Capital, NexBank SSB is a component of NexBank Capital. NexBank SSB is a regional bank with $6.4 billion in assets.

Recently, Nexbank financial service company announced a successful close of millions of dollars in private placement of subordinated notes for some of their large net worth financiers.

NexBank Capital, which is a financial service company whose headquartered in Dallas, Texas, announced not long ago a successful close of 54 million dollars private placement of a fixed-to-floating rate subordinated notes. These notes are for high net worth financiers and also their important institutional investors.

This financial closing was significant for NexBank. NexBank was able to raise $283 million in equity and debt two years ago. NexBank has been deemed the 11th largest bank in Texas. Nexbank is also known as the 150th biggest bank in the U.S.

NexBank provides plenty of benefits as part of their credit services like agency services as well as treasury management. NexBank’s agency services include letters of credit issuer, providing an administrative agent, escrow servicer, collateral trustee, as well as the successor agent. NexBank can offer commercial accounts, high-yield money market accounts, and analysis accounts.

The Nexbank notes are considered having the investment grade rating of BBB. The Kroll Bond Rating Agency also gave NexBank Capital’s notes that BBB grade. The firm of Sandler O’Neill & Partners, L.P., was the sole replacement agent for the private offering of NexBank Capital’s notes.

NexBank provides mortgage banking, commercial banking, and institutional banking services. NexBank is recognized for its timeliness, attention to reliability, and quality of execution regarding the commercial lending side of their firm. NexBank’s commercial lending side of business includes SBA loans and commercial loans. Concerning the Commercial Real Estate Lending, NexBank Capital does Interim and Bridge Financing, Refinancing, Owner-occupied Permanent Financing, Mini-permanent financing, and real estate. NexBank Capital also covers construction and development needs of its clients as well.

Why Ted Bauman Believes That Stocks and Bonds Are the Best Protection Strategies to Your Investment Portfolio

Ted Bauman is the perfect embodiment of hard work pays irrespective of your current stage in life. This seasoned business expert has grown by leaps and bounds to become a force to reckon with in the investment sector. A recent interview with ideamensch helped lift the lid on his extraordinary life. The seasoned financial expert clinched the editor’s position of the Plan B Club and Alpha Stock upon joining the Banyan Hill Publishing in 2013. While holding this esteemed position, he became adept at international migration issues, low-risk investment strategies and asset protection. The Atlanta-based investment guru is considered to be a family man and unwinds by spending ample time with his wife and kids.

Ted Bauman incredibly spent adequate time helping clients get in touch with sufficient resources needed to live independent lives free from corporate greed and government oversight. The Washington-based native created wonderful memories on Maryland’s eastern shore before immigrating to South Africa for further studies. His stint at the University of Cape Town earned him a postgraduate degree in Economics and History. During his two-decade career in South Africa, the investment expert managed to land lucrative executive positions ranging from a fund manager for affordable housing projects to the non-profit sector. His latest venture, the Slum Dwellers International, has progressively grown to serve over 14 million people in 35 different nations.

How A Typical Day Looks Like And What It Takes To Be Productive?

A typical day begins with getting up early in the morning, preparing his daughter for school and heading to his basement office to catch up on various work activities. Since he doesn’t commute to work, Ted Bauman is privileged with ample time to complete various tasks before the business day can begin. His efforts are harnessed towards current news and topics that appeal to his vast subscribers.

How Ideas Are Brought To Life

As an avid writer, Ted Bauman strives to deliver compelling topics that subscribers can relate to. Topics such as asset protection and finance have become a firm favorite especially when he incorporates essential narrative and writing skills to expound on the benefits of various topics.

What Would He Do Differently If He Were To Start Again?

Better time management has proven to be a resource as opposed to adapting his work style to accommodate time.

How You Can Protect Your Wealth from the Next Market Crash

Creating Protection around Your Investment Portfolio

Common sense dictates having protective strategies to protect investments for the long run. As a shrewd investor, he firmly believes in developing a defensive strategy as opposed to seeking quick huge gains.

Invest In Stocks and Bonds

Bonds and stock investments are an excellent tool for generating wealth. Such a sentiment stems from the fact that bonds act as a protective fortress to your investment portfolio and offer monthly dividends instead of regular stock market gains or losses.


Creating a Global Brand from a Local Woodworking Shop-Flavio Maluf

Eucatex is a top Brazilian company which deals with the manufacture and distribution of construction and furniture material. The company has been in existence for the past six decades and during this time, it has evolved to become a leading exporter of construction materials and accessories and local supplier of quality household furniture. The company has been under the leadership of Flavio Maluf, who is the current CEO.

Flavio easily admits that he was born in a wealthy and political family. He adds that while he has known all his life that his family had money and that he did not need to work that hard to make it in life, it was hard work and serious strategizing that helped him take Eucatex to the level of global success the company is enjoying at the moment. Flavio studied Mechanical Engineering at the University, and when he graduated, he decided he wanted to go full time into entrepreneurship. He adds that he expressed interest in heading Eucatex, which was at the time, a family business, and he started learning and training to build capacity to lead the business. Read more about Flavio Maluf at Wikipedia.

His strategy for the company included moving away from just timber products. The first step was to make sure that their wood production techniques were environmentally viable and successful. To make this possible, he started an initiative to plant fast-maturing tree species that they would harvest for their timber processing needs. Then, the company started diversifying into other products. Some of the products that they delved into included varnishes and paints. By 1994, the company had set up a plant to process wood varnishes to complement their wood tile and wooden flooring products.

Flavio has also made sure that the products released by Eucatex are approved by the Forest Stewardship Council. He ensures that the company has participated in the replanting of tree seedlings, and nurturing of eucalyptus trees, which form the bulk of their raw materials. He says that to succeed in consumer centred business, a business leader must keep ahead of the trends and make sure that if they make mistakes, they learn and succeed from them.

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How Graeme Holm Created the Perfect Financial Solution for Australian Homes

Infinity Group is an Australian Based company that believes in improving the financial lives of its customers. Infinity Group operates on three guiding principles, which are a reduction of debt, wealth creating and securing a financial future. The company works with a multitude of clients by giving them personal financial advisors who help them to implement budgets and helps them commit to financial plans so that they achieve their financial goals.


Graeme Holm founded infinity Group after a successful career in the financial services sector. He has experience in real estate, financial planning, and finance. Holm spent almost a decade in the primary four banking environment and at one point, became frustrated that he only pushed one branded product and offered the same services. Holm was shocked that most Australian families receive poor deals from financial institutions and most were forced to live paycheck to paycheck. Together with his wife Rebeca, Graeme desired first to get a better deal for mums and dads. They took six months off to draw up a plan and a strategy, which resulted in the birth of Infinity Group. They started operations and managed to get 30 clients within 30 days. They then managed to get an office and their first staff member who was a receptionist.


The Infinity Group is based on an approach whereby the company goes into extensive details around household expenses and operating financial needs not based on wants. Infinity works with clients through a system of meetings to understand, fine-tune and assist clients to implement a periodic cash-based budget for necessities, such as weekly groceries, travel expenses, fuel, and entertainment. After that, the loan process application is completed. Once this is settled, Infinity Group assigns you a personal financial coach to help you pay off your loan as soon as possible; usually within half the time allocated. The coach will give feedback to the clients through a monthly report to ascertain whether they need to make any adjustments or if they are well within their family budget and their performance is well within their goals and expectations. The client also receives six-monthly reviews to ensure commitment to their financial plans as well as reduce the mortgage.


Infinity Group believes in giving every dollar a purpose and therefore train their clients on the differences between wants and needs while at the same time keeping them accountable to their goals. Many clients have been educated on how to use their debit cards so that they don’t spend beyond their abilities. Credit cards tend to build up your credit, which is calculated daily and charged at an interest monthly. Most of the stuff bought ends up in the trash, and the charge is still applied. At Infinity, they help you channel this money towards more important uses like a mortgage to help reduce daily interest.


Infinity charges a fee upon sign up to establish a debt reduction plan and assign a personal coach. After that, they charge 10% of your annual debt reduction. That ensures that the company works twice as hard to ensure that you are debt-free and in most cases, clients can pay off their first loan within three months instead of the expected 12 months without the support from Infinity. Learn more:


William Saito Highly Skilled and Popular Tech Entrepreneur

William Saito is one of the most successful entrepreneurs in the world of technology and is also a programming prodigy. He landed his first job as a computer programmer at the young age of ten. The first tech company that he started was when he was in college, right out of his dorm room. It showcases how enterprising William Saito has been from the very young age. The company that he started in college went on to become the I/O Software that in collaboration with Sony developed the finer-print recognition software. In 1998, William Saito was named the Entrepreneur of the Year by Ernst and Young. Recently, he released the book he wrote titled An Unprogrammed Life: Adventure of an Incurable Entrepreneur. In this book, William Saito described the various challenges he faced as an entrepreneur and how he overcome those challenges.


He also advises the new entrepreneurs in the book about what they need to do and what not to do as an entrepreneur. In the highly competitive world of technology, it is hard to make it big. However, the company he started from his dorm room went on to collaborate with Sony and was eventually bought out by Microsoft. It showcases his programming as well as entrepreneurial skills. William Saito said that his curiosity played a vital role in his success as from the very beginning; he was always looking to disassemble things and see how it worked. He said that on the recommendation of his science teacher, his parents mortgaged the house to get the loan necessary to buy a computer for him. The first internship he got was at Merrill Lynch, where he helped develop simple programs for the company.

Later on, he worked from his dorm room while in college with many Japanese companies. One of the works he enjoyed doing was translate the software programs in Japanese. The work done by William Saito even from his dorm room was highly popular among the tech companies, especially the ones based in Japan. The I/O Software Inc continued to grow under the leadership of William Saito even from his college dorm. He said that he was branded as not so fresh in his college, especially among the women. Not having a highly active social life helped him focus on his work and the company’s growth. He later collaborated with Sony to develop the fingerprint scanner that continues to be used in vogue across the world today.

Businessman Guilherme Paulus Shares Some Details Of When He Founded CVC

Guilherme Paulus is a Sao Paolo, Brazil-based businessman who has been incredibly successful in both the tourism and hospitality industries. The first company he opened was CVC which is now the market-leading Latin American travel agency by a wide margin. He started this business in 1972 and presently serves as its chairman of the board. His other business, which he launched in 2005, is GJP Hotels Network which is now one of Brazil’s biggest hotel chains. Read his articles at Revista 100 Fronteiras to know more.

He attended college and earned a degree in business administration in 1970. His first job was working at IBM as a trainee. He says he learned a lot about computer and sales but decided that working for a company just wasn’t what he wanted out of life. He wanted to be an entrepreneur so in 1972 he launched CVC. Guilherme Paulus says that he found the tourism industry intriguing and so moved over to that industry.

Not long after opening CVC he tagged along on a trip to Buenos Aires that a group of French tourists were on. He found out part-way through the trip was really boring and so he got to work setting up activities for them to do. They ended up really enjoying what he came up with and before he knew it the sales to French tourists at his agency didn’t stop.

Guilherme Paulus says that what he does in the tourism industry comes down to selling dreams. His company offers a broader range of activities than any other tour operator in Latin America and he makes sure every tourist can be kept as busy as they desire exploring the region. In addition to the big tourist spots, he also offers tours to smaller areas with a range of things to do, something no other tour provider offers.

It was in 1995 that Guilherme Paulus bought his first hotel. This first hotel, located in Gramado, Rio Grande do Sul, was joined by a second one in 2005. It was at that point that he created GJP Hotels Network in order to manage is burgeoning hospitality investments. He now has 14 hotels in Brazil with more on the way. Visit:

National Steel Car: Hiring New Employees

The National Steel Car kept on expanding, and recently, the company set up a job fair for the citizens of Hamilton, Ontario. The National Steel Car has been around for more than a century, and the current owner of the company, Gregory James Aziz is serious about his plans for expansion. He wanted to hire more people to work for his company, and he is aiming for the National Steel Car to be known around the world.

Gregory J Aziz purchased the company from Dofasco in 1994, and after more than two decades, the company transformed drastically, and it is now known as one of the most competitive businesses in Canada. One of the reasons why the National Steel Car rose from the ashes is because of the dedication of its president, chairman, and chief executive officer.


After closing the deal with Dofasco, Gregory James Aziz was left with more than 500 individuals who are pleading him not to terminate them. Removing the previous employees hired by Dofasco is not in the mind of Gregory James Aziz. Instead, he hired them to become trainers, and he added more than 3,000 new individuals to work at the plant. The employees left behind by Dofasco served as their trainers, and they taught them the basics about rolling stock manufacturing. A few years after the acquisition of the National Steel Car by Gregory James Aziz, the people that he hired to work at the plant are now knowledgeable about the technicalities of building a rolling stock.



The addition of more employees working at the National Steel Car resulted in the growth of the company. In a year, they are now able to produce tens of thousands of rolling stocks, and their value at the stock market keeps on climbing up. Gregory J Aziz said that the number of employees working for the National Steel Car is not enough, and he would always direct the company’s HR representatives to conduct a job fair to encourage the public to join the National Steel Car. Find More Information Here.



The most recent job fair targeted more than 200 individuals who would be working as welders. What’s great about the National Steel Car is that they never looked for someone who can weld, but they were looking after people who are interested in learning. After profiling the applicants, the National Steel Car trimmed the number to just 200 and trained the new hires for them to be more confident using the welding machine.


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David McDonald : A Crucial Player In The Globalization of OSI Group

OSI Group, LLC, was built up in 1909. At first known as Otto’s Meat Market, the association changed its name to Otto and Sons in and later to OSI Industries, LLC. Precisely when the association expanded globally, it ended up to be known as OSI Group. The association has workplaces in both of the Americas, Europe, and the Asia-Pacific region.

OSI has developed into one of the world’s biggest processors of restaurant foods since it has endeavored to institutionalize its sustenance security and generation forms. Not to mention setting up individual associations with other network associations in each area where it operates.

Not in the least like various suppliers of orchestrated sustenance’s, OSI makes everything as shown by its customers. The organization’s significant items today include sausages, chicken, hardened courses, and vegetable dishes, for instance, organized beans and fresh salsa.

David McDonald ability to accept accountability of tenant issues and give answers for them while making dynamic and whole deal business relationship in arranged countries has added to the triumphs of OSI Group.

As the director, he has been at the focal point of all tasks inside the firm, both in the United States and globally. David comprehends the multifaceted nature that accompanies organizing distinctive global branches.David McDonald assumes that with an ultimate goal to satisfy clients and the end customers of OSI, the organization must think globally, however, act locally as its competitors.

OSI Group bases on remaining mindful of the speed at which the market changes to ensure that each class of people is well managed. David McDonald has strong expert sharpness and profound information of industry, along with his ability in worldwide organizations make him fruitful in different positions at OSI Group.

His association has built up ten Chinese offices which handle poultry processing. OSI Group under the orientation of David McDonald has continued outperforming customer wants, given perfect satisfaction and acknowledged upward propelling profit even in new environments.

Rocketship Education Looks For Answers To Widespread Problems

Rocketship Education was established in 2006, by former public school educators, Preston Smith and John Danner. The pair were looking for new ways of addressing the problem of engaging students and families from disadvantaged areas of San Jose, California. This tough task resulted in the formation of the Rocketship Education charter schools model, which has spread from a single Church hall to locations across California, Tennessee, and the District of Columbia.

In 2016, an NPR piece about the fast-growing charter school system raised a number of issues, which has since been addressed by Rocketship Education CEO, Preston Smith. The main issues included the time each student spent using technology during their learning time, which was recorded at 80 minutes per day. Preston Smith believes the evolution of technology should not see the use of digital platforms punished but the standard of software monitored. The response from Preston Smith included the naming of five pieces of software used by students on a regular basis to improve their basic abilities. Smith believes the focus of modern academia should be on the standard of software, not the time students spend using technology.

A second issue raised by the NPR report was that of classroom management, a problem for all public and charter schools. Classroom management is an issue Rocketship Education takes seriously with educators encouraged to control their classroom without becoming too militant. Students are often assisted during non-classroom hours by non-certified staff members in a process which is the norm for students across the U.S.

Mentoring and tutoring students was another area Rocketship Education’s Preston Smith wished to address. No matter if a school is part of a charter network or the public system, educators are always outnumbered by students meaning those in need often struggle to keep pace with their peers. The hiring of non-certified staff members as tutors and mentors is common practice throughout the U.S. and is done with care by Rocketship Education to ensure high standards are always maintained

Paul Mampilly On The Internet Of Things And Precision Medicine

Paul Mampilly was able to retire at the age of 42 due to his intuitive and booming investment choices. Before his retirement, he was an incredibly successful investor and Wall Street hedge fund manager. One of his investments included Amazon when they were new on the market. Most investors were doubtful of the idea that Amazon would grow into something profitable. Mampilly also managed funds for the Royal Bank of Scotland and the Kinetics Asset Management Fund. To say he is a professional investor, would be an understatement.

Paul Mampilly has also been teaching his kids about finance and stock investments for many years. He explains to his kids the differences between stocks that have a viable future and those that do not. He finds it easier to explain to his children his ideas about investments in new technologies because it can be troublesome trying to explain it to some adults.

Paul Mampilly explains that although some futuristic investments can seem risky, others are not. Technologies that can become obsolete too quickly, or ones that don’t have a strong market, are not smart investments. However, the technologies that are focusing on “the internet of things,” or gadgets that have multiple cameras, can talk to other gadgets and people, are internet ready, and can gather and send out data, can be very profitable investments.

Profits Unlimited is a newsletter Paul Mampilly began after he retired. In this publication, he shares with his subscribers his ideas about current investments and other profitable ventures. Recently, Mampilly discussed his interest in precision medicine. Although medical students and a few other medical professionals are up-to-date regrading precision medicine, others are not. This ground-breaking medicine works with patients and their DNA to discover specific treatments that not only treat but help in the discovery of cures for illnesses like Parkinson’s disease, arthritis, cancers, and many other ailments.

Mampilly shares in his newsletter which biotech company he thinks is the best investment right now. Either way, he believes that precision medicine will continue to be a lucrative investment in future.

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